Home Purchase Expenses
- Notary fees – paid according to a special, progressive scale based on the value of the property.
- Property registry fee.
- Paid according to a special, progressive scale based on the value of the property.
- When buying in the primary market (New Construction): VAT. The rate is at the national level: 8% for residents of the value of the assets specified in the Deed of Sale, and 10% for legal entities and entrepreneurs. Always paid by the buyer, even in mortgage loans
- When buying in the secondary market (Segunda Mano): the property transfer tax (ITP) rate is set at the regional level of the local government (for example, in Valencia - 10% of the value of the goods specified in the deed of sale).
- Capital gains tax. The rate is set at the provincial level of the local government and is calculated based on the cadastral value of the land and the number of years since the last ownership. It is usually paid by the seller.
- The total purchase cost, excluding mortgage loans of up to +/- 13% of the property value, increases the cost of this mortgage by +/- 16%.
Greetings to everyone in the New Year 2025 !
Our CB-KeyHolder team, with extensive experience in carrying out various repairs, offers you to deal with these problems.
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Your assistant in everyday legal matters in Spain!
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Services provided
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